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Airbnb & Short-Term Rental Calculator
Project nightly revenue, cap rate, cash-on-cash return, and monthly cash flow on any short-term rental — from the nightly rate, occupancy, and your real operating costs.
Nightly income
Purchase & loan
Operating costs
Monthly cash flow-$5025.0% cap rate · 237 booked nights/yr
Cap rate5.0%
Cash-on-cash-6.1%
Annual revenue$43,891
How to use this calculator
Enter your average nightly rate and expected occupancy, then the purchase price, loan terms, and furnishing budget. Add your operating costs — management, maintenance, utilities, tax, and insurance. The calculator projects annual revenue, net operating income, cash flow, cap rate, and cash-on-cash return, and shows how cash flow shifts as occupancy moves.
What the metrics mean
- Occupancy — the share of available nights actually booked; the single biggest driver of STR revenue.
- Net operating income (NOI) — revenue minus operating expenses, before the mortgage payment.
- Cap rate — NOI divided by purchase price — return independent of financing.
- Cash-on-cash return — annual cash flow divided by cash invested (down payment plus furnishing).
- Cash flow — what is left each month after operating expenses and the mortgage.
Frequently asked questions
- How do you calculate Airbnb revenue?
- Annual short-term rental revenue is the average nightly rate multiplied by 365 nights and your occupancy rate. For example, $185 a night at 65% occupancy is about $43,900 a year before expenses.
- What is a good occupancy rate for a short-term rental?
- It varies by market and seasonality, but many stabilized listings run 55–75% occupancy. This calculator lets you stress-test cash flow from 50% up to 80% so you can see how sensitive the deal is.
- What expenses should I include for an Airbnb?
- Beyond the mortgage, plan for property management (often 18–25% of revenue for full service), cleaning and supplies, utilities and internet, property tax, insurance (short-term rental policies cost more), and any HOA dues.
- Does this account for furnishing costs?
- Yes. Furnishing and setup is added to your down payment as cash invested, so the cash-on-cash return reflects the real out-of-pocket cost of getting a short-term rental live.
Running short-term rental numbers all day? dre1mery.com underwrites every STR lead the moment it lands and ranks it against your buy box.